By Jan K. Seigel | Published November 30, 2017 | Posted in Car Accidents | Tagged Tags: driver liability in an accident, NJ no-fault auto insurance, PIP | Leave a comment
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⟩ How Does New Jersey’s No-Fault Insurance Law Limit My Right to Sue?
New Jersey is a hybrid no-fault state for automobile insurance, giving motorists the option of choosing less expensive no-fault insurance with only a limited right to sue or more expensive insurance with full rights to personal injury compensation. You must decide between: Basic policy — This no-fault plan requires you to carry a minimum of Read More
Read MoreCan the Textalyzer Cut Down on Distracted Driving in New Jersey?
New Jersey law prohibits the use of a hand-held wireless communication device for talking or texting while driving. However, anyone who spends time in traffic in the Garden State knows that a significant portion of the motoring public ignores that law. This creates a great safety concern, since tests have shown that texting takes Read More
Read MoreDo You Know What to Do If Your Car Catches Fire?
The August 2016 death of a New Jersey man traveling on a Vermont interstate should stand as a horrific warning that cars can catch fire after an accident. Alexander Romanow, of Brick, died after his 2006 Chevy Tahoe veered into a median, struck several trees, and burst into flames. Passenger Jane Romanow survived, but Alexander, Read More
Read MoreHow to Avoid Accidents on the Shoulder of the Road
Pedestrian deaths on interstate highways range from 9.4 percent to 12 percent of all pedestrian traffic deaths annually, according to the AAA Foundation. The reasons why these people were walking on the highway vary and in many cases are unclear, but it seems that nearly one-third are “unintended” pedestrians who had been involved in a Read More
Read MoreIs it Legal to Wear Earbuds While Driving in New Jersey?
We see many headlines about how New Jersey lawmakers are trying to combat distracted driving in the Garden State. Although most of the proposals are useful in theory, they raise questions about enforceability and how necessary and effective the measures would be. This discussion has many residents confused about the legality of behaviors they have Read More
Read MoreWhat Happens When You’re Seriously Injured by an Uninsured Driver?
New Jersey insurance law can be a bit confusing, because even though drivers are required to have insurance, they are not required to have liability insurance. That means drivers are required to protect themselves in the event of an accident, but not the people they harm. Drivers can opt for a low-cost, Basic Policy, which Read More
Read MoreWhen Must Traffic Stop for a Pedestrian in New Jersey?
It’s been several years since New Jersey changed its pedestrian safety laws, and yet pedestrian accidents continue to plague the Garden State. The problem of pedestrian fatalities is particularly urgent in New Jersey, where in 2014, 31 percent of all traffic fatalities were pedestrians, as opposed to the national average of 14 percent. Part of Read More
Read MoreWhat Are the Requirements of the NJ Child Car Seat Law?
One year after New Jersey implemented one of the strictest car seat laws in the country, many motorists still are unsure what the regulation entails. One problem is that parents with growing children don’t know when the rules change based on the child’s age, height, and weight. Fines for improperly transporting a child range from Read More
Read MoreWhat NJ Drivers Do Wrong Most Often in Fatal Crashes
One year after New Jersey implemented one of the strictest car seat laws in the country, many motorists still are unsure what the regulation entails. One problem is that parents with growing children don’t know when the rules change based on the child’s age, height, and weight. Fines for improperly transporting a child range from Read More
Read MoreCan You Sue for Pain and Suffering Following a New Jersey Auto Accident?
Because of the way insurance works in New Jersey, the best time to think about whether you want to sue is before you have your accident. Decades ago, in an effort to simplify claims, New Jersey adopted no-fault auto insurance. Under the no-fault plan, policyholders purchase person injury protection (PIP) and file claims with their Read More
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