By Jan K. Seigel | Published November 30, 2017 | Posted in Car Accidents | Tagged Tags: driver liability in an accident, NJ no-fault auto insurance, PIP | Leave a comment
New Jersey is a hybrid no-fault state for automobile insurance, giving motorists the option of choosing less expensive no-fault insurance with only a limited right to sue or more expensive insurance with full rights to personal injury compensation. You must decide between: Basic policy — This no-fault plan requires you to carry a minimum of Read More
Read MoreIf you are hurt in an accident caused by a drunk driver, you have the same rights to recover compensation as you would against any negligent driver, but there are a couple of special considerations. First, let’s recap the personal injury basics: Under New Jersey’s Personal Injury Protection (PIP) law, a party injured in an Read More
Read MoreNew Jersey insurance law can be a bit confusing, because even though drivers are required to have insurance, they are not required to have liability insurance. That means drivers are required to protect themselves in the event of an accident, but not the people they harm. Drivers can opt for a low-cost, Basic Policy, which Read More
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